Dental Plan Options
You have the option to choose the plan that's right for you between 2 plan designs. Plan 1, known as the 'Waiting Period Plan' provides 100% preventive and 80% basic coverage from day 1. Major expenses are covered after a 12 month waiting period. Plan 2 known as the 'Graded Benefit Plan' also covers preventive care at 100% from day 1, but increases the benefit levels for basic and major expenses over the first 3 years of coverage.
| Choose the Plan That is Right for You. | |||
|---|---|---|---|
| Plan 1 - Waiting Period Plan | Plan 2 - Graded Benefit Plan | ||
|
Class A - Preventive |
Class A - Preventive |
||
|
Plan Pays (1) |
100% |
Plan Pays Year One(1) |
100% |
|
Plan Pays Year Two(1) |
100% | ||
|
Plan Pays Year Three(1) |
100% | ||
|
Deductible per Insured | None |
Deductible per Insured | $50 Lifetime |
|
Waiting Period | None |
Waiting Period | None |
|
Class B - Basic Services |
Class B - Basic Services |
||
|
Plan Pays(1) |
80% |
Plan Pays Year One(1) |
35% |
|
Plan Pays Year Two(1) |
50% | ||
|
Plan Pays Year Three(1) |
65% | ||
|
Deductible per Insured | $50/Year(2) |
Deductible per Insured | $50/Year(2) |
|
Waiting Period | None |
Waiting Period | None |
|
Class C - Major Services |
Class C - Major Services |
||
|
Plan Pays(1) |
50% |
Plan Pays Year One(1) |
10% |
|
Plan Pays Year Two(1) |
25% | ||
|
Plan Pays Year Three(1) |
50% | ||
|
Deductible per Insured | $50/Year(2) |
Deductible per Insured | $50/Year(2) |
|
Waiting Period | 12 Months |
Waiting Period | None |
| Calendar Year Maximum for Classes A, B & C Combined: $1,000 or $2,000. You must choose either the $1,000 or $2,000 Calendar Year Maximum |
Calendar Year Maximum for Classes A, B & C Combined: $1,000 |
||
| (1) - Plan pays percentage indicated up to the Reasonable & Customary (R&C) fees for services rendered. | (1) - Plan pays percentage indicated up to the Reasonable & Customary (R&C) fees for services rendered. | ||
| (2) - Class B & C Deductible is combined for each calendar year. | (2) - Class B & C Deductible is combined for each calendar year. | ||
| Two Ways To Enroll | |
|---|---|
|
Fax: For your convenience we accept enrollment by Fax. Completed enrollment forms can be faxed to: 410-997-3796 |
Mail: Mail completed enrollment forms to: Employee Security, Inc. 7125 Thomas Edison Drive, Suite 105 Columbia, MD 21046 Toll Free 800-638-1134 |